Micah – Jul 17, 2020
This is in regard to your loan account with the loan amount of $400.00 was taken from the Company and no payment has been made on behalf of it. As of now, the total outstanding balance is $1180.00.
As the Company did not receive your payment so we are going to file this case against you Tomorrow, July 17th, 2020 at your district courthouse.
To know the courthouse kindly visit http://www.uscourts.gov/court-locator with your zip code.
You will be served with a notice to appear at your district courthouse in the next three business days.
If you can come up with onetime payment of $750.00 then this loan account will be marked as paid in full or you can also make a payment arrangement for the total outstanding balance of $1180.00.
Let us know whether you are willing to take care of this loan account of yours or not by replying back on the same email address, so that we can update the account and proceed ahead with the legal action accordingly.
If no response is received by Tomorrow, July 17th, 2020 then this case file will be executed as mentioned.
American Debt Collection Inc
This email said it came from care credit advantage credit union. No phone calls nor contact. I did forward this to my lawyer
Victim Location 75204
Type of a scam Debt Collections
I received the following email. I had not receiving anything prior to this and they did not leave a phone number initially. I had to ask several times for a phone number before they provided me a number, and they only provided a number because I said I wasn’t going to pay until I had more information:
Despite our earnest efforts to resolve your past due account, payments on this accounts has still not been made. You are therefore in serious breach of the agreements you accepted when signing up to four our services.
We are informing you that this is your final reminder Email and opportunity to make payment. Unless we have your check for amount $1280.00 within the next 1 days, or an acceptable proposal for payments is obtained forthwith, we shall immediately commence legal actions against you. If the matter goes that far, you will also be liable for all attorney fees and court costs .such and actions will also adversely affect your credit ratings.
If you have any questions or wish to discuss this matter, please call us or Email the undersigned immediately.
Thank you for your prompt attention to this matter.
COURT-ORDERED DEBT COLLECTIONS
Cc: Debtor’s Higher Level
CC: Collection Agency/Legal Counsel