Douglas – Jul 01, 2020
Victim Location 44446
Type of a scam Fake Check/Money Order
This gentleman contacted my husband about a loan. My husband and I needed the help so we took him up on his offer because he seemed legit!
Here to find out the "company he’s claiming to work for" does NOT serve our state. He emailed my husband numerous documents that seemed to be legit. Well, it wasn’t! We’ve been locked out of our account, thankfully the bank understands and has helped us.
Do not let these people scam you!
Victim Location 33415
Type of a scam Advance Fee Loan
I applied for loans online, a company named Cash Central sent me a message saying I was approved for $2,000-$5,000 dollar loan. I agreed to a $2,000 loan in which I would pay $200 dollars a month for a 24-month installment. They emailed me the contract in which I agreed to. They asked for my account number in which I agreed to because they needed to verify that I had a source of income.
When they looked into my account they saw that I was over drafted (that’s why I need the loan) to cover the over draft and try to clear out other debts. They said they had two options they could help me out before giving a loan. It’s either I showed them a $100 that would be part of the first month payment (that I clearly didn’t have), or they would send $500 dollars that would cover my over drafted amount and I was to send them back the rest of the amount as good faith. This all happened July 6th, 2018.
They kept asking me why haven’t I sent the rest back yet and that’s when I told them I haven’t received it. When I spoke to my Bank on the 9th they said it takes about 6-7 business days for them to clear. on the 10th when I spoke to my Bank (because I noticed the funds still weren’t there) they said it came back as fictitious. Cash Central had also deposit two additional $250 deposits. When I spoke to Cash Central about the $500 deposit they said it appear that way because it was cancelled that the additional $250 deposits should go through.
When I spoke to my Bank again they said those funds should go through but they were going to hold it till the 18th because the first check came from the same place and it was fictitious. By the 13th I noticed that I was being charged return fee on those deposits (I was also charged return fee on the $500 deposit as well;$15.00 each). When I spoke to my Bank they said those were fraud, so they transferred me to their fraud department. Fraud told me that I had to physically go into a bank to fill out some forms and also get a new account because this one has been compromised.
My Bank was no help and basically said I would be accountable for the situation because I gave them my information, but to my knowledge I thought I was dealing with a legitimate company.
Victim Location 92377
Total money lost $700
Type of a scam Credit Repair/Debt Relief
He kept saying I needed to buy gift cards to get a loan and had me send photos to him.
Victim Location 78653
Type of a scam Debt Collections
I keep getting calls from different collections concerning a loan.I never took a on line loan out.I have filed a report with the state of texas and the police.